What is a “Pedestrian” for Auto Medical Payments and UM/UIM Coverage?

InsureZero.com - What is a “Pedestrian” for Auto Medical Payments and UM/UIM Coverage?
A customer was riding his bicycle along a public street and was hit by a car and killed (actual Iowa claim). Under an auto policy (probably personal auto but possibly business auto), is there coverage for medical payments and, if the other party is at fault but un(der)insured, for UM/UIM...
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